How It Works
Technology combined with Education!
Our team will craft a customized plan in addition to disputing your credit file. We will teach you how to improve your credit with payments, balances, types of accounts and even building credit.
The software targets and disputes erroneous accounts reporting on your credit report. If the objective is not achieved once our process is complete, the next juncture is to settle the legitimate accounts at a discount.
Our Process
DISCOVERY
The first stage of the process is to define the exact goals. We will create you an account so that you can complete our Fact Finder. This will give use in-depth details look so that we can understand your desires. We will then evaluate your credit to determine a path needed. Click on Sign Up and complete the online form. Once we receive your information we will create your account.
TECHNOLOGY
With your permission, our computer program works on all the negative accounts, simultaneously using raw data and the guidelines of the FCRA and FDCPA to uphold the accuracy of your file light years ahead of the old fashioned hand written letters.
ACTION
Once you have enrolled, your adviser will provide you with a Goal Plan and detailed steps for you to follow. Goal Plans will have Tasks that when started will create a daily To-Do-List for you to easily complete. Remember it takes your actions as well to have success; you must complete the Task in your Goal Plan! It’s Important to realize that there is more than one phase to better credit. To have success, you must complete your Goal Plan!
SETTLEMENT
Final step is to negotiation problem account. Not all collection may need to be paid to obtain your necessary results. One of our IAPDA certified staff will guide you through the negotiation process of negotiating with your creditors. IAPDA Settlement guidance is included in our flat program fee. We make sure your SIF (settlement in full) letter is worded property to insure no balances can be sold.